{"id":25,"date":"2020-10-18T05:31:29","date_gmt":"2020-10-18T05:31:29","guid":{"rendered":"http:\/\/www.realiseadv.co.za\/?page_id=25"},"modified":"2020-11-04T14:55:31","modified_gmt":"2020-11-04T14:55:31","slug":"specialist","status":"publish","type":"page","link":"https:\/\/skfs.co.za\/?page_id=25","title":{"rendered":"SPECIALIST"},"content":{"rendered":"<h1>\n\t\tSPECIALIST TAKAFUL\n\t<\/h1>\n\t<p>Contact us for further assistance or more information<\/p>\n<h2>\n\t\tTravel\n\t<\/h2>\n\t<p>With Takaful\u00a0behind you, customers can rest assured that their claims are easily lodged no matter where they are. Our claims handling approach is speedy, professional and fair. Takaful\u2019s\u00a0claim handlers develop individual action plans for fast recovery to minimise interruptions to customer journeys.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tTravel\t\t\t<\/a>\n\t\t\t\tTravel\n\t\t\t\t\t\t\t<p>Leisure travel plans:<\/p>\n<ul>\n<li><b><\/b><b>Business Plan<\/b><br \/>\nSpecifically designed for the business traveller, the business plan provides cover not only for emergency medical expenses, cancellation or postponement of a journey, the cost of alternative travel due to travel delay as well as business property, which includes trade samples. Cover is available for travellers between the ages of 16 years and 75 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Golden Years Plan<\/b><br \/>\nThe Golden Years Plan is designed for travellers between the age of 80 and 84 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Group Plan<\/b><br \/>\nGroups of 10 passengers or more who are travelling to the same destination on the same dates qualify for the Group Plan. The plan offers affordable daily rates. Any traveller between the age of 3 months and 69 years is covered under this plan.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Inbound Plan<\/b><br \/>\nInbound cover is available for visitors to South Africa and is available to travellers between the ages of 3 months to 75 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Island Hopper Plan<\/b><br \/>\nThe Island Hopper Plan comprises a 1 to 8 day travel plan with the option of extending the period beyond 8 days by purchasing cover at a daily rate. Any traveller between the age of 3 months and 69 years is covered under this plan.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Jet Set Plan<\/b><br \/>\nThe Jet Set Plan is an affordable travel plan that excludes cover for pre-existing medical conditions. The plan covers any traveller between the age of 3 months and 69 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Lite Plan<\/b><br \/>\nTakaful\u2019s\u00a0Lite Plan is designed to provide essential travel cover solutions at a cost-effective rate. The plan provides cover for travellers between the age of 3 months and 69 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Local Plan<\/b><br \/>\nThe Local Plan covers travellers within South Africa and includes cover for a rental vehicle should you not be able to continue your journey due to the breakdown of your own vehicle. This plan covers travellers between the ages of 3 months and 75 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Premier Plan<\/b><br \/>\nThe Premier Plan is the most comprehensive travel solution. This plan includes cover for pre-existing medical conditions and protects travellers between the age of 3 months and 69 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Top Up Plan<\/b><br \/>\nTakaful\u2019s\u00a0Top Up Plan is designed for travellers purchasing air tickets with a bank or credit card. Any traveller between the age of 3 months and 75 years is covered under this plan.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Vintage Plan<\/b><br \/>\nThe Vintage Plan is designed for travellers between the age of 70 and 79 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Youth Plan<\/b><br \/>\nThe Youth Plan is specifically designed for young travellers between the ages of 16 years and 30 years.<\/li>\n<\/ul>\n<ul>\n<li><b><\/b><b>Corporate Travel Plan<\/b><br \/>\nTakaful\u2019s\u00a0Corporate Plan provides benefits appropriate to the business traveller.<\/li>\n<\/ul>\n<h2>\n\t\tHospitality\n\t<\/h2>\n\t<p>Our team of hospitality specialists works with customers to understand their business, and to design the best insurance solution for them. Our products are created to suit the tourism sector, those providing accommodation and the lifestyle, leisure and entertainment industry.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tHospitality\t\t\t<\/a>\n\t\t\t\tHospitality\n\t\t\t\t\t\t\t<p>We love the passion that our customers have for their business, and appreciate what a highly competitive industry they\u2019re in. They need a partner to be there when the unexpected occurs, because the business needs to keep going, no matter what.<\/p>\n<p>Our range of specialised and niche products have been designed to cater for the needs of the customers within the following markets of the hospitality sector:<\/p>\n<ul>\n<li><strong>Tourism:<\/strong>\u00a0Tour operators, travel agents, tour brokers, shuttles and transfer operators, tourism related travel and transport<\/li>\n<li><strong>Accommodation (BnB Sure):<\/strong>\u00a0Bed &amp; breakfasts, guest houses, self-catering, lodges, boutique hotels, hotels, resorts<\/li>\n<li><strong>Entertainment:<\/strong>\u00a0Restaurants, cafes, recreational facilities, exhibition and function venues, wellness centres, spas, entertainment venues<\/li>\n<\/ul>\n<h2>\n\t\tMotor Traders\n\t<\/h2>\n\t<p>Motor Traders Takaful is designed to protect business owners, employees and customers alike \u2013 specifically in the motor trade sector, for motoring-related damages<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tMotor Traders\t\t\t<\/a>\n\t\t\t\tMotor Traders\n<p>Motor Traders Takaful refers to damages that you are liable to pay following an incident that occurs in the course of, or in connection with, your business, and that involves clients\u2019 vehicles or vehicles forming part of your stock.<\/p>\n<p>This specialist cover is designed specifically for members of the motor trade industry \u2013 such as car dealerships and motor repairers \u2013 and extends to cover damage to customers\u2019 vehicles, either at or away from your premises.<\/p>\n<ul>\n<li><em>Internal liabilities<\/em>\u00a0\u2013 damage caused to a vehicle that forms part of your vehicle stock. Damage must result from a collision on your premises involving the vehicle, or from using a mechanical hoist or lift in your vehicle service area on your premises.<\/li>\n<li><em>External liabilities<\/em>\u00a0\u2013 loss of, or damage to, a vehicle that forms part of your vehicle stock, where the incident occurs away from your premises.<\/li>\n<li><em>Third party damage<\/em>s\u00a0\u2013 damages caused to a third party that you are liable to pay.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h6>Disclaimer:<\/h6>\n<h6>This brochure does not form a contract. Please refer to your Participation Agreement for full details<\/h6>\n<h2>\n\t\tMarine Insurance\n\t<\/h2>\n\t<p>Takaful offfers a range of Marine Insurance solutions. Our main focus is servicing companies involved in the domestic and international trade of goods.<\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tMarine Insurance\t\t\t<\/a>\n\t\t\t\tMarine Insurance\n\t\t\t\t\t\t\t<p>Our offering:<\/p>\n<ul>\n<li>Access to regional teams of expert underwriters and claims specialists<\/li>\n<li>Comprehensive cargo and freight liability cover that is available to a broad range of customers<\/li>\n<li>Access to a selection of optional covers available in addition to core coverage<\/li>\n<li>Significant capacity available to cover large risks<\/li>\n<li>Regional presence means a deep understanding of broker and customer requirements<\/li>\n<\/ul>\n<p>We\u2019re able to service the following:<\/p>\n<ul>\n<li>Manufacturers<\/li>\n<li>Retailers<\/li>\n<li>Wholesalers<\/li>\n<li>Selling and buying agents<\/li>\n<li>Service and transport companies<\/li>\n<li>Freight forwarders<\/li>\n<\/ul>\n<h2>\n\t\tHCV Motor Insurance\n\t<\/h2>\n\t<p>The Specialised Motor Division provides Specialised Motor Insurance expressly designed for the unique needs of the transport, passenger transport, motorcycle and classic car industries. Multicar policies are included in this product range, leaving no room for nasty surprises or unforeseen risks. We\u2019ve got our customers and their wheels covered.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tHCV Motor Insurance\t\t\t<\/a>\n\t\t\t\tHCV Motor Insurance\n\t\t\t\t\t\t\t<ul>\n<li>Transporter<b> Insurance<\/b>\u00a0has been developed for customers operating vehicle fleets. Be it one heavy commercial vehicle or an entire fleet and\/or combined vehicle fleets such as trucks (heavy and medium commercial vehicles); trailers; special types (yellow\/green goods); private motor and light delivery vehicles; buses; and goods in transit (restricted cover).<\/li>\n<li><b>Special Products<\/b>\u00a0include:\n<ul>\n<li>The Concrete Mixer product designed for those customers who require specific insurance cover relating to ready-mix concrete vehicles.<\/li>\n<li>The Claybrick product protects operators who exclusively transport clay bricks. The rating model is designed for separate rates and excesses applicable to the truck and crane.<\/li>\n<li>The Short and Medium Haul covers transport operators who do not exceed a limited radius for any one trip. It is for both truck and trailer vehicle fleets.<\/li>\n<li>The Transporter Excess Reducer is sold together with other Specialised Motor products in cases where the transporter sees the benefit of paying additional premiums to reduce policy excesses to nil or a more affordable rate.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>\n\t\tTakaful &#8211; For all Religious Institutions\n\t<\/h2>\n\t<p>Religious institutions, by their very nature, need the support of society to protect the buildings and assets of the institute. This insurance is provided on an ethical basis to ensure maximum cover at competitive contributions for various eventualities that could occur and ensure the continuous operation of the institute. No conventional insurance cover speci\u001fcally caters for religious institutes.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tProduct Info\t\t\t<\/a>\n\t\t\t\tProduct Info\n\t\t\t\t\t\t\t<p>We understand this type of institutional dependency and risk and has designed a product that takes specific risk related issues to religious institutions into account. This product covers the buildings for the basics of rain and storm damage, looks at the operations related to the building and provides valuable extensions to provide minimum covers for these potential issues.<\/p>\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.realiseadv.co.za\/wp-content\/uploads\/2020\/10\/Screen-Shot-2020-10-30-at-07.52.10.png\" alt=\"Screen Shot 2020-10-30 at 07.52.10\" itemprop=\"image\" height=\"698\" width=\"654\" title=\"Screen Shot 2020-10-30 at 07.52.10\" onerror=\"this.style.display='none'\"  \/>\n<h2>\n\t\tEngineering &#8211; Takaful\u00a0\n\t<\/h2>\n\t<p>A Takaful solution designed to cover all types of engineering risk, including machinery, computer and electronic risks, construction risk and contract work.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-tabs--label-0\" data-index=\"0\" aria-selected=\"true\" aria-controls=\"fl-tabs--panel-0\" aria-expanded=\"true\" role=\"tab\" tabindex=\"0\">\t\t\t\tEngineering\t\t\t<\/a>\n\t\t\t\tEngineering\n\t\t\t\t\t\t\t<ul>\n<li>\n<ul>\n<li data-vc-tab=\"\"><a href=\"http:\/\/takaful.co.za\/service\/takaful-lifestyle\/#1462963148896-515b2a5f-f185\" data-vc-tabs=\"\" data-vc-container=\".vc_tta\">Engineering<\/a><\/li>\n<\/ul>\n<p>Takaful Engineering offers a comprehensive range of covers against misfortunes such as:<\/p>\n<ul>\n<li>Machinery Cover \u2013 sudden and unforeseen physical damage to plant and machinery, irrespective of whether it is at work or at rest, being dismantled, removed, repositioned, cleaned, inspected, overhauled or in subsequent re-erection<\/li>\n<li>Construction Plant Cover \u2013 besides accidental physical damage of the plant, this cover is extended to include the hiring costs of a substitute plant, as well as loss\u00a0or damage to the plant hired. Ongoing hire charges following loss or damage for which the participant may be liable can also be covered<\/li>\n<li>Deterioration of Stock \u2013 loss or damage by deterioration or contamination of goods during storage within a controlled environment as a result of an indemnifiable event<\/li>\n<li>Transit and Erection \u2013 physical loss or damage during operations such as dismantling, positioning, re- siting, storage, transit, erection, maintenance, repair, demonstration, exhibition as well as liability for third parties<\/li>\n<li>Loss of Gross Profit following indemnifiable loss or damage under Machinery Insurance<\/li>\n<li>Computer and Electronic Data Processing Equipment \u2013 applies to equipment owned or leased and covered for a wide range of perils within the premises, in transit or temporarily located at other premises<\/li>\n<li>Contract Works \u2013 both the contractor and the employer are covered against risks associated with construction. This includes injury and loss or damage to third parties<\/li>\n<\/ul>\n<p>In addition, we will continually shape and develop our offering to enhance the scope of risk coverage, thus positioning us to add more market solutions in the future.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>SPECIALIST TAKAFUL Contact us for further assistance or more information Travel With Takaful\u00a0behind you, customers can rest assured that their claims are easily lodged no matter where they are. Our claims handling approach is speedy, professional and fair. Takaful\u2019s\u00a0claim handlers develop individual action plans for fast recovery to minimise interruptions<span class=\"more-link\"><a href=\"https:\/\/skfs.co.za\/?page_id=25\">Continue Reading<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-page-builder.php","meta":{"footnotes":""},"class_list":["entry","author-admin","post-25","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/pages\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/skfs.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25"}],"version-history":[{"count":18,"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/pages\/25\/revisions"}],"predecessor-version":[{"id":417,"href":"https:\/\/skfs.co.za\/index.php?rest_route=\/wp\/v2\/pages\/25\/revisions\/417"}],"wp:attachment":[{"href":"https:\/\/skfs.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}